Cibil – The Indian Credit bureau has now come up with a process for customers to know there Cibil Score and the status. Customers who have applied in last two years for loans have been faced with issues of there loans getting rejected for Cibil reference check done by banks. Customers never had the information on there current credit score or which banks have reported negative about them in Cibil.
But with the increased customer demand Cibil has come out with a process to let the customer know there Cibil score and its report.
But all this is with a price.Cibil is asking rs 142 per report of an individual and atedious process.
Here are few ways that you can get your Cibil record
Online
Download a form from
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf
1.Please fill the form and send it to the below mentioned email address
Email-myreport@cibil.com
2. Mail self attested hardcopies of your lastest Identity Proof and Address Proof documents and Fees of D.D RS 142 to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and copy of your CIR will be dispatched to you.
Calculate your emi of home, personal and car loans with emi calculator online.
Offline via Post
1. Write to CIBIL with the CIR Request Form duly filled in
2. Also mail self attested hardcopies of your Identity Proof1 and lastest Address Proof documents and Fees of Rs 142 D.D to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and copy of your CIR will be dispatched to you.
Phone Call at 02261404300
Fax CIBIL the CIR Request Form duly filled in
2. Mail self attested hardcopies of your Identity Proof1 and latest Address Proof2 documents and Fees3 to P.O.Box 17, Millennium Business Park, Navi Mumbai 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and a copy of your CIR will be dispatched to you.
The payment is to be made in name Credit Information Bureau (India) Limited payable at Mumbai .
Hopefully by knowing your report you will know whats are your credit relationships which are decreasing your scores and can take care of it.As we see it, its quite a task to get these reports, but something is better than nothing.
